Financial freedom isn't just about money. It's about the life it let's you live.
Create reliable income from multiple sources without being tied to a job.
Be free from debt, stress, and financial uncertainty.
Fund a lifestyle that reflects your values, not just your budget.
Protect your assets from taxes, inflation, and unexpected risks.
Have the time and clarity to pursue your biggest goals without looking back.
Here's what people ask.
We work best with people who’ve experienced some success and are serious about designing a purposeful next chapter. Most of our clients are successful families or business owners who’ve built up a portfolio of at least $500,000. They’ve done a great job saving, but no longer want the pressure of figuring everything out on their own anymore. They’re looking for a trusted guide to help them move forward with clarity and confidence.
If that sounds like you, great. If not, we’re still happy to answer your questions or point you in the right direction.
Reach out here to explore whether we'd be a good fit.
We’re an independent, fiduciary financial planning firm, which means we only recommend what’s best for you. No commissions. No product sales. Just advice tailored to your goals.
While we’re based in Pennsylvania, we work with clients all over the country. We start with a deep-dive planning process over a few meetings, then stay connected through regular reviews (at least twice per year) to keep your plan aligned with life’s changes.
Our focus is helping you feel confident, clear, and in control of your future. No matter where you’re starting from.
We charge a transparent, tiered fee based on the investments we manage for you. That fee is deducted directly from your account — no hidden costs or surprise invoices.
Here’s how it works:
- 1.25% on the first $500,000
- 1.00% on the next $500,000
- 0.75% from $1M to $3M
- 0.50% on anything over $3M
We don’t earn commissions, kickbacks, or referral fees. There’s no additional charge for the tax, estate, or retirement advice we provide. It’s all part of the relationship.
You get advice that’s built around you, not a sales quota.
Our goal is to help you experience more freedom, with less stress about money. That means taking planning off your plate so you can focus on the life you want to live.
We help clients with:
—Retirement planning built around your vision for life after work
— Investment management aligned with your goals and values
— Proactive tax planning to keep more of what you’ve earned
— Estate and legacy planning that reflects what matters most
— Insurance and risk review for peace of mind
— Cash flow planning to keep your lifestyle sustainable and flexible
And anything else it takes to help you move forward with clarity, confidence, and control.
Yes, and it's a core part of what we do.
Our goal is to reduce your total lifetime tax bill, not just react at filing time. We take a proactive approach by helping you identify opportunities to optimize how you earn, spend, and invest so more of your money stays working for you.
While we don’t prepare or file your tax return, we collaborate with your CPA or tax professional to make sure the strategy and execution are aligned.
Ready to take the first step?
Step 1:
Introduction
This is a complimentary video call where we listen and both have the opportunity to learn more about each other. We review tangible examples of the financial planning process and mutually define expectations. This call clarifies whether we are a fit to meet your personal needs.
Schedule A Call
Step 2:
Planning
Our 4-step process formulates a plan to help you experience freedom with your finances.
- Data Organization
- Scenario Creation
- Analysis and Plan Development
- Implementation
Step 3:
Ongoing Service
We continually evaluate your needs to ensure we’re optimizing what you’ve worked hard for.
Tom Poltersdorf, CFP®,CEPA
Founder
I started my own firm to help individuals retire with confidence and peace of mind. Our mission is to provide personalized financial planning that focuses on you, not just the numbers. We work together to create a plan that maximizes your freedom, reduces financial stress, and helps you enjoy life without worrying about money. Whether you're nearing retirement or just starting to plan, we'll help you design a future that supports the lifestyle you’ve always envisioned.
Schedule a call with me today
